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Military Benefits

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You are here: Home / 2021 BAH Rates By State and Local MHA / 2021 Kentucky BAH (Basic Allowance Housing) Rates

2021 Kentucky BAH (Basic Allowance Housing) Rates

Local BAH rate charts for Military Housing Areas in the state of Kentucky. BAH is assigned by location and pay grade (rank) and can be used to rent or purchase a home.

See the latest update on the 2021 Basic Allowance for Housing rates.

MHA: KY106 - Military Housing Area Name: FORT CAMPBELL, KY

GradeWith DependentsWithout Dependents
E01 $1,356 $1,098
E02 $1,356 $1,098
E03 $1,356 $1,098
E04 $1,356 $1,098
E05 $1,380 $1,245
E06 $1,500 $1,332
E07 $1,599 $1,362
E08 $1,716 $1,410
E09 $1,848 $1,437
W01 $1,512 $1,359
W02 $1,647 $1,407
W03 $1,788 $1,440
W04 $1,872 $1,518
W05 $1,974 $1,623
O01E $1,623 $1,380
O02E $1,767 $1,431
O03E $1,884 $1,491
O01 $1,401 $1,329
O02 $1,497 $1,374
O03 $1,782 $1,452
O04 $2,004 $1,602
O05 $2,163 $1,668
O06 $2,181 $1,767
O07 $2,196 $1,797

MHA: KY107 - Military Housing Area Name: LEXINGTON, KY

GradeWith DependentsWithout Dependents
E01 $1,227 $969
E02 $1,227 $969
E03 $1,227 $969
E04 $1,227 $969
E05 $1,299 $1,083
E06 $1,410 $1,152
E07 $1,425 $1,227
E08 $1,434 $1,326
E09 $1,506 $1,350
W01 $1,422 $1,209
W02 $1,431 $1,323
W03 $1,443 $1,353
W04 $1,533 $1,404
W05 $1,644 $1,419
O01E $1,428 $1,299
O02E $1,437 $1,347
O03E $1,548 $1,401
O01 $1,317 $1,149
O02 $1,407 $1,278
O03 $1,440 $1,365
O04 $1,680 $1,410
O05 $1,851 $1,422
O06 $1,866 $1,425
O07 $1,878 $1,443

MHA: KY109 - Military Housing Area Name: LOUISVILLE, KY

GradeWith DependentsWithout Dependents
E01 $1,440 $1,080
E02 $1,440 $1,080
E03 $1,440 $1,080
E04 $1,440 $1,080
E05 $1,566 $1,227
E06 $1,653 $1,320
E07 $1,731 $1,446
E08 $1,821 $1,590
E09 $1,917 $1,605
W01 $1,665 $1,404
W02 $1,767 $1,587
W03 $1,878 $1,608
W04 $1,935 $1,665
W05 $2,007 $1,749
O01E $1,749 $1,566
O02E $1,860 $1,602
O03E $1,944 $1,644
O01 $1,581 $1,311
O02 $1,650 $1,527
O03 $1,872 $1,617
O04 $2,028 $1,731
O05 $2,139 $1,779
O06 $2,157 $1,857
O07 $2,169 $1,887

MHA: KY110 - Military Housing Area Name: FORT KNOX, KY

GradeWith DependentsWithout Dependents
E01 $1,002 $804
E02 $1,002 $804
E03 $1,002 $804
E04 $1,002 $804
E05 $1,047 $900
E06 $1,374 $1,029
E07 $1,458 $1,095
E08 $1,554 $1,167
E09 $1,665 $1,248
W01 $1,389 $1,041
W02 $1,500 $1,125
W03 $1,614 $1,251
W04 $1,689 $1,392
W05 $1,779 $1,479
O01E $1,479 $1,110
O02E $1,596 $1,197
O03E $1,698 $1,368
O01 $1,089 $957
O02 $1,371 $1,098
O03 $1,608 $1,254
O04 $1,809 $1,458
O05 $1,950 $1,512
O06 $1,965 $1,593
O07 $1,977 $1,617

MHA: KY339 - Military Housing Area Name: FRANKFORT, KY

GradeWith DependentsWithout Dependents
E01$882$810
E02$882$810
E03$882$810
E04$882$810
E05$903$837
E06 $1,101 $861
E07 $1,209 $906
E08 $1,332 $999
E09 $1,485 $1,113
W01 $1,116 $888
W02 $1,263 $948
W03 $1,410 $1,116
W04 $1,515 $1,152
W05 $1,644 $1,269
O01E $1,236 $927
O02E $1,389 $1,041
O03E $1,533 $1,149
O01$933$858
O02 $1,098 $909
O03 $1,404 $1,119
O04 $1,686 $1,266
O05 $1,884 $1,413
O06 $1,899 $1,425
O07 $1,911 $1,434

MHA: KY430 - Military Housing Area Name: PADUCAH, KY

GradeWith DependentsWithout Dependents
E01$951$732
E02$951$732
E03$951$732
E04$951$732
E05$957$864
E06 $1,176 $942
E07 $1,230 $963
E08 $1,296 $1,005
E09 $1,401 $1,065
W01 $1,188 $960
W02 $1,257 $1,002
W03 $1,335 $1,071
W04 $1,428 $1,185
W05 $1,545 $1,242
O01E $1,245 $969
O02E $1,323 $1,053
O03E $1,443 $1,167
O01$987$939
O02 $1,173 $966
O03 $1,332 $1,095
O04 $1,581 $1,227
O05 $1,758 $1,320
O06 $1,773 $1,329
O07 $1,782 $1,338

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Kentucky:

  • Fort Campbell, Hopkinsville, KY
  • Fort Knox, Hardin, KY
  • U.S. Army Cadet Command 1st Brigade, Fort Knox, KY
  • U.S. Army Cadet Command 7th Brigade, Fort Knox, KY
  • U.S. Army Cadet Command Headquarters, Fort Knox, KY
  • USAREC 3rd Medical Recruiting Battalion, KY

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.


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