2020 BAH rates charts by grade, state and local MHA (Military Housing Area) broken out with and without dependents.
See the latest update on the 2021 Basic Allowance for Housing rates.
Update: Congress approves fix to protect GI Bill benefits due to schools shifting to online classes due to the pandemic.
2020 BAH Calculator
2020 BAH Calculator
* Enter Duty zip code and not residence zip code. BAH rates are based on duty zip code.
** Click here for the OHA calculator (Overseas Housing Allowance calculator)
Note: About half the U.S. Counties (about 1,500) have little to no military population. While half is significant, less than two percent of service members that are eligible for BAH (Basic Allowance for Housing) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ530 to ZZ890 in increments of 10.
Basic Allowance for Housing (BAH) Calculation Factors
BAH Rates are determined by three factors:
- Permanent Duty Station (ZIP code)
- Pay grade (not rank but may be the same)
- Dependency status ( with‐dependents and without‐dependents, not the number of dependents)
BAH compensation is determined by the cost of rental housing in local markets within the US.
