2014 VA Loan Limits by County

Effective January 1, 2014 the following counties have loan limits greater than the standard VA loan limit of $417,000. The VA loan limit is the maximum amount that the Department of Veterans Affairs will guaranty. It is not the maximum amount that an eligible veteran may borrow using a VA home loan.

VA Loan limits apply to all loans closed January 1, 2014 through December 31, 2014.

These limits do apply to most military borrowers. These increased VA loan limits are intended to allow military borrowers in more expensive loan markets to borrow more without having to put any money down. In most markets the VA loan limit is $417,000.

2014 VA Loan Limits

STATE
STATE CODE
COUNTY/AREA
2014 VA LOAN LIMIT
Regional Loan Center
AlaskaAKALEUTIANS EAST$625,500 DENVER
AlaskaAKALEUTIANS WEST$625,500 DENVER
AlaskaAKANCHORAGE MUNICIPALITY$625,500 DENVER
AlaskaAKBETHEL CENSUS AREA$625,500 DENVER
AlaskaAKBRISTOL BAY$625,500 DENVER
AlaskaAKDENALI$625,500 DENVER
AlaskaAKDILLINGHAM$625,500 DENVER
AlaskaAKFAIRBANKS NORTH$625,500 DENVER
AlaskaAKHAINES$625,500 DENVER
AlaskaAKHOONAH-ANGOON$625,500 DENVER
AlaskaAKJUNEAU$625,500 DENVER
AlaskaAKKENAI PENINSULA$625,500 DENVER
AlaskaAKKETCHIKAN GATEWAY$625,500 DENVER
AlaskaAKKODIAK ISLAND$625,500 DENVER
AlaskaAKLAKE AND PENINSULA$625,500 DENVER
AlaskaAKMATANUSKA-SUSITNA$625,500 DENVER
AlaskaAKNOME$625,500 DENVER
AlaskaAKNORTHWEST ARCTIC$625,500 DENVER
AlaskaAKNORTH SLOPE$625,500 DENVER
AlaskaAKST. PETERSBURG$625,500 DENVER
AlaskaAKPRINCE OF WALES-HYDER$625,500 DENVER
AlaskaAKSITKA$625,500 DENVER
AlaskaAKSKAGWAY MUNICIPALITY$625,500 DENVER
AlaskaAKSOUTHEAST FAIRBANKS$625,500 DENVER
AlaskaAKVALDEZ-CORDOVA$625,500 DENVER
AlaskaAKWADE HAMPTON$625,500 DENVER
AlaskaAKWRANGELL CITY/BOROUGH$625,500 DENVER
AlaskaAKYAKUTAT CITY$625,500 DENVER
AlaskaAKYUKON-KOYUKUK$625,500 DENVER
CaliforniaCAALAMEDA$1,050,000 PHOENIX
CaliforniaCACONTRA COSTA$1,050,000 PHOENIX
CaliforniaCAEL DORADO$437,500 PHOENIX
CaliforniaCALOS ANGELES$687,500 PHOENIX
CaliforniaCAMARIN$1,050,000 PHOENIX
CaliforniaCAMONTEREY$500,000 PHOENIX
CaliforniaCANAPA$575,000 PHOENIX
CaliforniaCAORANGE$687,500 PHOENIX
CaliforniaCAPLACER$437,500 PHOENIX
CaliforniaCASAN BENITO$827,500 PHOENIX
CaliforniaCASAN DIEGO$527,500 PHOENIX
CaliforniaCASAN FRANCISCO$1,050,000 PHOENIX
CaliforniaCASAN LUIS OBISPO$518,750 PHOENIX
CaliforniaCASAN MATEO$1,050,000 PHOENIX
CaliforniaCASANTA BARBARA$643,750 PHOENIX
CaliforniaCASANTA CLARA$827,500 PHOENIX
CaliforniaCASANTA CRUZ$681,250 PHOENIX
CaliforniaCASONOMA$500,000 PHOENIX
CaliforniaCAVENTURA$556,250 PHOENIX
CaliforniaCAYOLO$437,500 PHOENIX
ColoradoCOADAMS$425,000 DENVER
ColoradoCOARAPAHOE$425,000 DENVER
ColoradoCOBOULDER$422,500 DENVER
ColoradoCOBROOMFIELD$425,000 DENVER
ColoradoCOCLEAR CREEK$425,000 DENVER
ColoradoCODENVER$425,000 DENVER
ColoradoCODOUGLAS$425,000 DENVER
ColoradoCOEAGLE$587,500 DENVER
ColoradoCOELBERT$425,000 DENVER
ColoradoCOGARFIELD$781,250 DENVER
ColoradoCOGILPIN$425,000 DENVER
ColoradoCOJEFFERSON$425,000 DENVER
ColoradoCOPARK$425,000 DENVER
ColoradoCOPITKIN$781,250 DENVER
ColoradoCOROUTT$423,750 DENVER
ColoradoCOSUMMIT$462,500 DENVER
ConnecticutCTFAIRFIELD$556,250 CLEVELAND
District of ColumbiaDCDISTRICT OF COLUMBIA$692,500 ROANOKE
FloridaFLMONROE COUNTY$437,500 ST. PETERSBURG
GuamGUGUAM$625,500 HONOLULU
HawaiiHIHAWAII$625,500 HONOLULU
HawaiiHIHONOLULU$750,000 HONOLULU
HawaiiHIKALAWAO$625,500 HONOLULU
HawaiiHIKAUAI$625,500 HONOLULU
HawaiiHIMAUI$625,500 HONOLULU
IdahoIDTETON$630,000 DENVER
MassachusettsMADUKES$715,000 CLEVELAND
MassachusettsMAESSEX$511,250 CLEVELAND
MassachusettsMAMIDDLESEX$511,250 CLEVELAND
MassachusettsMANANTUCKET$1,094,625 CLEVELAND
MassachusettsMANORFOLK$511,250 CLEVELAND
MassachusettsMAPLYMOUTH$511,250 CLEVELAND
MassachusettsMASUFFOLK$511,250 CLEVELAND
MarylandMDANNE ARUNDEL$500,000 ROANOKE
MarylandMDBALTIMORE$500,000 ROANOKE
MarylandMDCALVERT$692,500 ROANOKE
MarylandMDCARROLL$500,000 ROANOKE
MarylandMDCHARLES$692,500 ROANOKE
MarylandMDFREDERICK$692,500 ROANOKE
MarylandMDHARFORD$500,000 ROANOKE
MarylandMDHOWARD$500,000 ROANOKE
MarylandMDMONTGOMERY$692,500 ROANOKE
MarylandMDPRINCE GEORGE'S$692,500 ROANOKE
MarylandMDQUEEN ANNE'S$500,000 ROANOKE
Northern Mariana IslandsMPANA ISLANDS/TINIAN MUNI$418,750 ST. PETERSBURG
New HampshireNHROCKINGHAM$511,250 CLEVELAND
New HampshireNHSTRAFFORD$511,250 CLEVELAND
New JerseyNJBERGEN$978,750 CLEVELAND
New JerseyNJESSEX$978,750 CLEVELAND
New JerseyNJHUDSON$978,750 CLEVELAND
New JerseyNJHUNTERDON$978,750 CLEVELAND
New JerseyNJMIDDLESEX$978,750 CLEVELAND
New JerseyNJMONMOUTH$978,750 CLEVELAND
New JerseyNJMORRIS$978,750 CLEVELAND
New JerseyNJOCEAN$978,750 CLEVELAND
New JerseyNJPASSAIC$978,750 CLEVELAND
New JerseyNJSOMERSET$978,750 CLEVELAND
New JerseyNJSUSSEX$978,750 CLEVELAND
New JerseyNJUNION$978,750 CLEVELAND
New YorkNYBRONX$978,750 CLEVELAND
New YorkNYKINGS$978,750 CLEVELAND
New YorkNYNASSAU$978,750 CLEVELAND
New YorkNYNEW YORK$978,750 CLEVELAND
New YorkNYORANGE$978,750 CLEVELAND
New YorkNYPUTNAM$978,750 CLEVELAND
New YorkNYQUEENS$978,750 CLEVELAND
New YorkNYRICHMOND$978,750 CLEVELAND
New YorkNYROCKLAND$978,750 CLEVELAND
New YorkNYSUFFOLK$978,750 CLEVELAND
New YorkNYWESTCHESTER$978,750 CLEVELAND
PennsylvaniaPAPIKE$978,750 CLEVELAND
Rhode IslandRIBRISTOL$431,250 CLEVELAND
Rhode IslandRIKENT$431,250 CLEVELAND
Rhode IslandRINEWPORT$431,250 CLEVELAND
Rhode IslandRIPROVIDENCE$431,250 CLEVELAND
Rhode IslandRIWASHINGTON$431,250 CLEVELAND
TenneseeTNCANNON$417,500 ROANOKE
TenneseeTNCHEATHAM$417,500 ROANOKE
TenneseeTNDAVIDSON$417,500 ROANOKE
TenneseeTNDICKSON$417,500 ROANOKE
TenneseeTNHICKMAN$417,500 ROANOKE
TenneseeTNMACON$417,500 ROANOKE
TenneseeTNMAURY$417,500 ROANOKE
TenneseeTNROBERTSON$417,500 ROANOKE
TenneseeTNRUTHERFORD$417,500 ROANOKE
TenneseeTNSMITH$417,500 ROANOKE
TenneseeTNSUMNER$417,500 ROANOKE
TenneseeTNWILLIAMSON$417,500 ROANOKE
TenneseeTNWILSON$417,500 ROANOKE
UtahUTSUMMIT$606,250 DENVER
VirginiaVAALEXANDRIA$692,500 ROANOKE
VirginiaVAARLINGTON$692,500 ROANOKE
VirginiaVACLARKE$692,500 ROANOKE
VirginiaVACULPEPPER$692,500 ROANOKE
VirginiaVAFAIRFAX COUNTY$692,500 ROANOKE
VirginiaVAFAIRFAX CITY$692,500 ROANOKE
VirginiaVAFALLS CHURCH$692,500 ROANOKE
VirginiaVAFAUQUIER$692,500 ROANOKE
VirginiaVAFREDERICKSBURG$692,500 ROANOKE
VirginiaVALANCASTER$475,000 ROANOKE
VirginiaVALOUDUON$692,500 ROANOKE
VirginiaVAMANASSAS CITY$692,500 ROANOKE
VirginiaVAMANASSAS PARK$692,500 ROANOKE
VirginiaVAPRINCE WILLIAM$692,500 ROANOKE
VirginiaVARAPPAHANNOCK$692,500 ROANOKE
VirginiaVASPOTSYLVANIA$692,500 ROANOKE
VirginiaVASTAFFORD$692,500 ROANOKE
VirginiaVAWARREN$692,500 ROANOKE
Virgin IslandsVIST. CROIX ISLAND$625,500 ST. PETERSBURG
Virgin IslandsVIST. JOHN ISLAND$625,500 ST. PETERSBURG
Virgin IslandsVIST. THOMAS ISLAND$625,500 ST. PETERSBURG
WashingtonWAKING$500,000 DENVER
WashingtonWAPIERCE$500,000 DENVER
WashingtonWASAN JUAN$425,000 DENVER
WashingtonWASNOHOMISH$505,000 DENVER
West VirginiaWVJEFFERSON$692,500 ROANOKE
WyomingWYTETON$630,000 DENVER

The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2014 VA limit shown above. Therefore, a veteran with full entitlement available may borrow up to the 2014 VA limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available
to that veteran must be reduced accordingly.


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