2017 BAH (Basic Allowance for Housing) Rates

The 2017 Basic Allowance for Housing (BAH) rate has increased on average by 2.4% or approximately $41 per month, according to a Defense Department news release. The new BAH rates took effect on January 1, 2017 and service members will see their first increase on their January 15th pay.

While the BAH rates will be increasing for many service members this year, the BAH program also includes a plan to slow growth, which will eventually achieve a 5% out-of-pocket cost for living expenses. For 2017, the rate will cover 97 percent of service members’ housing costs, a one percent drop from last year. BAH used to cover 99% of housing expenses but by 2019, service members will be paying 5% of their housing expenses out of pocket.

BAH Basic Allowance Housing Rates

Not all locations will see this increase, as BAH is based on the duty station zip code, or school zip code in the case of veterans using the Post-9/11 GI Bill, and thus corresponds with the cost of living of that zip code. For instance, cities with a very high cost of living such as New York City, Boston, and San Francisco have a very high BAH rate to help off-set those costs. Smaller cities such as Pensacola or Lejeune have a lower cost of living and therefore a lower BAH.


BAH Calculator
 

YEAR: DUTY ZIP CODE: PAY GRADE:

 

FY2012 – FY2017 Basic Allowance for Housing (BAH) Comparison

Year Proposed Increase/Decrease Actual Increase
2017 2.90% 2.4%
2016 1.30% 3.4%
2015 -5.00% 0.5%
2014 4.20% 5.00%
2013 4.20% 3.80%
2012 4.20% 2.0%
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2016 BAH (Basic Allowance for Housing) Rates

The 2016 BAH rates increased on average by 3.4% or approximately $54 per month. The new rates took effect on January 1, 2016. While the BAH rates will be increasing for many service members this year, the BAH program also includes a plan to slow growth, which will eventually achieve a 5% out-of-pocket cost for living expenses. By 2019, service members will be paying 5% of their housing expenses out of pocket.

2017 BAH (Basic Allowance for Housing) Rates

This is building on the 1% out-of-pocket adjustment authorized in the FY 2015 National Defense Authorization Act. The FY 2016 NDAA slowed the annual BAH increases by an additional 1% this year and will gradually decrease up to 4% over the next 2 to 3 years, until rates cover 95 percent of housing rental and utilities costs.

The Pentagon will maintain individual rate protection for service members so no one will see a reduction in their current BAH. Service members have individual rate protection against any decrease and only newly reporting members would receive their location’s BAH 2016 rate, or receive the new rate upon a PCS move to a new stateside location.

The BAH rate increase is an average increase across all locations. BAH rates vary by location and not everyone will see the same increase, if any at all. Actual increases will be based on a “by location” housing market analysis conducted for the Department of Defense and a food cost index prepared by the Department of Agriculture, both of which are measured much closer to the effective date to ensure they best capture the actual cost impact on the service member.

Veterans are exempt from the BAH reduction and thus Post-9/11 GI Bill recipients will not see monthly stipends reduced.

What Can You Do?
 Contact your congressional representatives and let them know that you oppose reducing Basic Allowance for Housing (BAH) to 95% of total living costs.

 

2012-2016 BAH (Basic Allowance for Housing) Comparison
Year Proposed Increase/Decrease Actual Increase
2016 1.30% * 3.4%
2015 – 5.00% * 0.5%
2014 4.20% 5.00%
2013 4.20% 3.80%
2012 4.20% 2.00%

 


BAH Calculator
 

YEAR: DUTY ZIP CODE: PAY GRADE:

 

2016 BAH Charts

2016 – With Dependents BAH Rates

2016 – Without Dependents BAH Rates



The BAH rate increases are for all branches of the military, Air Force, Army, Coast Guard, Marines, Navy, and Reserves forces where applicable.

Related Articles
2017 Military Pay Raise 2017 BAH (Basic Allowance for Housing) Rates
2017 BAS (Basic Allowance for Subsistence) Rates Armed Forces Comparative Pay Grades and Ranks
2017 Military Pay Charts Military Allowance, Incentive, Bonus & Special Pay
Military Pay Dates Military Reserve Pay Dates
Military Pay Allowances List Military Clothing (Uniform) Allowance Rates

2016 Non-Locality BAH Rates

2016 Non-Locality BAH Rates are effective January 1, 2016 through December 31st, 2016.

Non-locality BAH is basic housing allowance for members under the following circumstances:

Photo by Lance Cpl. Erin Tansey
Photo by Lance Cpl. Erin Tansey
  • Reservists on active duty less than 30 days.
  • Service members in transit from select areas where no prior BAH rate exists
  • Service members who live in government housing and pay child support, also known as BAH-Diff or BAH Differential. Service members who pay child support and live on the local economy. Eligible to receive the “with dependent” BAH rate for their locality.
2016 Non-Locality BAH Rates
Pay Grade Partial BAH RC/T* Without Dependents BAH RC/T* With Dependents Differential *
O-10 $50.70 $1,616.70 $1,988.70 $333.60
O-9 $50.70 $1,616.70 $1,988.70 $333.60
O-8 $50.70 $1,616.70 $1,988.70 $333.60
O-7 $50.70 $1,616.70 $1,988.70 $333.60
O-6 $39.60 $1,482.30 $1,790.10 $283.50
O-5 $33.00 $1,427.40 $1,725.90 $274.20
O-4 $26.70 $1,322.40 $1,521.00 $182.40
O-3 $22.20 $1,060.50 $1,258.50 $182.10
O-2 $17.70 $840.30 $1,074.00 $214.80
O-1 $13.20 $721.20 $961.20 $232.20
O3E $22.20 $1,144.50 $1,353.00 $190.80
O2E $17.70 $973.50 $1,220.70 $228.30
O1E $13.20 $846.60 $1,128.30 $267.60
W-5 $25.20 $1,344.00 $1,469.10 $114.00
W-4 $25.20 $1,193.10 $1,346.70 $140.40
W-3 $20.70 $1,003.50 $1,234.50 $211.80
W-2 $15.90 $890.40 $1,134.00 $223.80
W-1 $13.80 $746.70 $981.90 $216.60
E-9 $18.60 $979.80 $1,292.10 $285.90
E-8 $15.30 $900.30 $1,191.90 $267.90
E-7 $12.00 $829.80 $1,106.10 $310.20
E-6 $9.90 $766.80 $1,021.80 $300.00
E-5 $8.70 $689.70 $919.50 $255.30
E-4 $8.10 $600.00 $799.20 $220.50
E-3 $7.80 $557.70 $743.10 $180.90
E-2 $7.20 $531.60 $708.30 $241.50
E-1 >4 $6.90 $531.60 $708.30 285.90
E-1 >4 $6.90 $531.60 $708.30 285.90

*BAH RC/Transit rates are adjusted by the average change in housing costs; BAH-DIFF rates increase by the increase in the basic pay raise.

Related Articles
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2015 BAH (Basic Allowance for Housing) Rates

The 2015 BAH rate will increase on average $17 per month or 0.5 percent.  There is a .5% increase despite removal of these two factors from the BAH rate computation for 2015.

See the proposed 2016 BAS (Basic Allowance for Housing) rates here.

  • 1% Removed from BAH – The Fiscal Year 2015 National Defense Authorization Act reduced housing rates on average one percent for service members
  • Renter’s Insurance – Contributed an average of one percent to rates, was eliminated

The Pentagon will maintain individual rate protection for service members so no one will see a reduction in BAH.  Service members have individual rate protection against any decrease and only newly reporting members to a location would receive the lower BAH rate or upon a PCS move to a new stateside location.member.

The defense bill originally included a 5% reduction that had service members paying 5% out-of-pocket costs and the loss of renters insurance (1%) factored into BAH.

Veterans are exempt from the BAH reduction and thus Post-9/11 GI Bill recipients will not see monthly stipends reduced.

BAH rates are part of the Defense Budget which typically gets signed into law at the end of December and was signed into law on December 19th, 2014. 

See the 2015 BAH rate component breakdown for each MHA.  This table shows the average percentage that rent and utilities provides to the total housing cost in each MHA.

Future BAH Reductions:

The DOD has been proposing that service members slowly start to pay 5% of out-of-pocket costs and to eliminate renters insurance from BAH rate calculations, which would be another 1%.  Over a three year period, this would effectively reduce BAH payments by 6%.  If enacted, the BAH cuts would become effective upon a service members next PCS move.  Service member’s remaining in their BAH would not see a decrease.

What Can You Do?
Contact your congressional representatives and let them know that you oppose reducing Basic Allowance for Housing (BAH) by up to 6%.

Keep in mind, the BAH rate increase is an average increase across all locations. BAH rates vary by location and not everyone will see the same increase, if any at all.  Actual increases will be based on a “by location” housing market analysis conducted for the Department of Defense and a food cost index prepared by the Department of Agriculture, both of which are measured much closer to the effective date to ensure they best capture the actual cost impact on the service member.

2012-2015 BAH (Basic Allowance for Housing) Comparison
Year Proposed Increase/Decrease Actual Increase
2015 – 5.00% * 0.5%
2014 4.20% 5.00%
2013 4.20% 3.80%
2012 4.20% 2.00%

 


BAH Calculator
 

YEAR: DUTY ZIP CODE: PAY GRADE:

 

2015 BAH Charts

2015 – With Dependents BAH Rates

2015 – Without Dependents BAH Rates



The BAH rate increases are for all branches of the military, Air Force, Army, Coast Guard, Marines, Navy, and Reserves forces where applicable.

Related Articles
2015 BAS (Basic Allowance for Subsistence) Rates 2015 BAH Rates By State and Local MHA
BAH Calculator BAH Rate Differences Explained
2015 Non-Locality BAH Rates Military Housing Area Names
Monthly Housing Allowance (MHA) for Post 9/11 GI Bill Post 9/11 GI Bill BAH Rate for Online Colleges

 

2014 Non-Locality BAH Rates

2014 Non-Locality BAH Rates which are effective January 1, 2014 through December 31st, 2014.

See here for projected 2015 BAH Rates.

2015 BAH rates will be updated as soon as they are released.  Expected to be end of December 2014.

Non-locality BAH is basic housing allowance for members under the following circumstances:

  • Reservists on active duty less than 30 days.
  • Service members in transit from select areas where no prior BAH rate exists
  • Service members who live in government housing and pay child support, also known as BAH-Diff or BAH Differential. Service members who pay child support and live on the local economy. Eligible to receive the “with dependent” BAH rate for their locality.

2014 Non-Locality BAH Rates

Pay GradePartialBAH RC/T* Without DependentsBAH RC/T* With DependentsDifferential *
O-10$50.70$1,555.80 $1,913.70 $333.60
O-9$50.70$1,555.80 $1,913.70 $333.60
O-8$50.70$1,555.80 $1,913.70 $333.60
O-7$50.70$1,555.80 $1,913.70 $333.60
O-6$39.60$1,426.50 $1,722.60 $276.30
O-5$33.00$1,373.70 $1,660.80 $267.00
O-4$26.70$1,272.60 $1,463.70 $177.60
O-3$22.20$1,020.60 $1,211.10 $177.30
O-2$17.70$808.80$1,033.50 $209.40
O-1$13.20$693.90$925.20$226.20
O3E$22.20$1,101.60 $1,302.00 $186.00
O2E$17.70$936.60$1,174.50 $222.30
O1E$13.20$814.50$1,085.70 $261.00
W-5$25.20$1,293.30 $1,413.60 $111.00
W-4$25.20$1,148.10 $1,295.70 $136.80
W-3$20.70$965.70$1,188.00 $206.40
W-2$15.90$856.80$1,091.40 $218.10
W-1$13.80$718.50$944.70$211.20
E-9$18.60$942.90$1,243.20 $278.70
E-8$15.30$866.40$1,146.90 $261.30
E-7$12.00$798.60$1,064.40 $302.40
E-6$9.90$738.00$983.40$292.20
E-5$8.70$663.60$884.70$248.70
E-4$8.10$577.20$768.90$215.10
E-3$7.80$536.70$715.20$176.10
E-2$7.20$511.50$681.60$235.50
E-1>4 $6.90$511.50$681.60$278.70
E-1<4 $6.90$511.50$681.60$278.70

*BAH RC/Transit rates are adjusted by the average change in housing costs; BAH-DIFF rates increase by the increase in the basic pay raise.

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